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A New FINTRAC Director and AML Requirement Rationalization

Wednesday, December 19, 2012
by Matthew McGuire

At a recent Senate committee hearing looking into the effectiveness of Canada’s AML efforts, the new Director of Canada’s Anti-Money Laundering (AML) intelligence and compliance enforcement agency, FINTRAC, called for a reduction in the administrative compliance burden placed on financial institutions.  View the full blog post >>


Mortgage Companies and the Trickle-Down Effect of Money Laundering Legislation

Thursday, September 27, 2012
by Matthew McGuire

The application of AML obligations has not been proposed as part of a recent review of Canada’s AML legislation. So what happens when a regulated bank buys mortgages from a mortgage company that isn’t subject to AML legislation?  View the full blog post >>


FINTRAC and DICO Drive for Compliance Examinations and Assessments

Thursday, May 17, 2012
by Matthew McGuire

Credit unions in Ontario have received two important notices from their regulators about AML compliance this month. Both are indications of increased scrutiny of anti-money laundering compliance efforts, and follow the trend of FINTRAC’s focus shifting from education to enforcement.  View the full blog post >>


RISK OR REWARD: SERVING MONEY SERVICES BUSINESSES

Thursday, January 19, 2012
by Matthew McGuire

Recently the Deposit Insurance Corporation of Ontario released an advisory which outlines the procedures they expect credit unions to follow when providing banking services to Money Services Businesses. We'll summarize the risks and rewards of serving MSBs, the procedures DICO’s suggests, and outline the MSB screening and monitoring services.  View the full blog post >>